The #1 Reason Why Affluent Americans are dissatisfied with their current financial advisor

"He is not proactive about contacting me when upcoming tax and other changes will impact my investment portfolio."

Source: The Oechsli Institute survey of affluent Americans.

Perhaps you feel the same.  7 other key reasons from the survey are listed on the bottom of this page. *

How can you determine if this applies to you?  Simple!

Has your current advisor discussed the following with you?

�                    Did you lose any money, in the worst bear market since the Great Depression, the 2000-2002 period?  Were you aware of specialists using techniques that had a guarantee of principal and did not lose a dime?

�                    Why Dow 14,000 and the "get back to even" mentality may be devastating to your portfolio.

�                    The 2 must ask questions before you accept risk in any investment. (And now they are critical!)

�                    Why America's Wealthiest Investors have removed their children's names as beneficiaries on their annuity contracts. (Don't worry, the kids will actually get more.)

�                    Are you buying or holding bonds while America's Smartest Investors are quietly selling out of their bonds and bond funds?

�                    Why America's Smartest Professional Investors recently became sellers of some or all of their real estate holdings.

�                    The 3 step review process you should accomplish before calling a realtor to sell your home or commercial property. (This could save you considerable time and money.)

�                     How do the new lower capital gains rates affect you?  Will you have phantom income that you need to offset by adjusting your investment portfolio now? 

�                    Is your IRA or qualified plan being penalized and you aren't even aware of it?  (One question will answer this for you.)

�                    If you were sued or had a judgment against you, are any of your assets at risk? (Asset protection against malpractice, divorce, bankruptcy or other types of judgments.)

�                    How to cut your capital gains taxes and estate taxes to Zero.

�                    Get $100,000's out of your business TAX FREE while reducing your business income tax to Zero. 

�                    No Risk municipal bond portfolio alternative with guaranteed 7% TAX FREE income for life.

�                    Stop unwanted required minimum distributions (RMD's) while increasing the value of your qualified plan by 200% or more and passing to your beneficiaries both income and estate TAX FREE.

�                    The most TAX and COST EFFECTIVE way to pass a business on to family members and/or the management teams, where the founder receives FAIR MARKET value for his stock and family members or management team receive funding needed to make this business purchase.

   If you are not discussing the above issues you are not unlike the majority of affluent people who are using a "look back" investment process.  Your financial advisors are discussing what has happened historically with your tax and investment decisions, rather than being "proactive" and also discussing what can and will happen when you look and plan forward. 

   This change in your planning can be worth tens of thousands if not hundreds of thousands of dollars difference in your future as well as help with risk avoidance, lawsuit avoidance, identifying opportunities, avoiding tax nightmares, beneficiary mistakes, charitable opportunities, business transition mistakes, real estate sales problems and a variety of other benefits derived by helping you and your advisors look forward in your best interest.

   Wealth Management is the missing element in your planning.  The word "management" encompasses the missing traits in the old traditional "investment product buying" and "look back" methods.  Those missing traits include:  Leadership in guiding a team of professionals to "look ahead" and work together on your behalf, Identify and evaluate risk and plan for its consequences, understand you and your family's desires for your future, communicate that desire to bring the proper professionals, planning and products or services to meet those desires.

   The Wealth Manager best suited to accomplish those goals for you is Christopher K. Abts of Cornerstone Retirement Group, Inc.  Unlike 98% of advisors who were formerly insurance agents or stock brokers, Mr. Abts� successful business career makes it easy for him to bring unique perspective, real world experience and independent analysis to the planning process.  Mr. Abts is an accomplished speaker and educator on wealth management concepts and practices.

Call or e-mail Christopher K. Abts now for your free, no obligation phone or face-to-face consultation to discover if a wealth manager is

"the right fit for you."

(775) 853-9033

* The survey of Affluent Americans went on to uncover the following additional areas of concern:

My Current Advisor doesn't...

�                    Clearly reveal their fee structure.

�                    Clearly understand my goals and family situation when giving investment advice.

�                    Bring in experts to help with other financial areas.

�                    Help me select the asset mix for my investment portfolio.

�                    Help me create a formal financial plan.

�                    Help me coordinate and organize all my financial documents.

�                    Coordinate investment decisions.

To learn more about how these key issues could be affecting your financial future, Call Christopher K. Abts Today!

(775) 853-9033